Western union how does it work online

Whether online or on your mobile app, we make it easy for you to share the gift of money whenever you need. Have any other questions on how to send or receive money? Tweet us at WesternUnion. Send money with Western Union. All Rights Reserved. Cookie Settings. What our Customers say Trustpilot. Tags: money transfer online receiving sending. Similar Blogs. Western Union recognized as one of the most community-minded companies in Colorado Hannah Cossmann Nov 10, Useful Links.

You can send money from a branch in several ways: via cash, with a credit or debit card, or from bank account to bank account. Using your credit card may result in a cash-advance fee imposed by the card issuer.

You may need additional information for certain countries. Save the MTCN number. This is the tracking code and the recipient will need to give this when receiving money. Send money through the Western Union website. Click the Send Money link on the Western Union homepage.

Select Send Online. Fill out the form, and choose how you want to pay. You can either send the money with a credit or debit card, or with your bank account. The recipient can either pick up cash at a Western Union branch, or have the money deposited into a bank account. Fees vary depending on what payment method you choose, where you are sending money from, and where you are sending it to.

Send money over the phone. Call the Western Union toll-free number, which can be found on the website. Provide the agent with the necessary recipient information, and pay with a credit or debit card. Use Western Union's Mobile App. Western Union's mobile app allows users to send money, track sent money, and pay bills right from their phones. The app is available for both IOS and Android platforms. Speak with your recipient again. Provide them with the MTCN number given to you by Western Union, which they can use on the form when they go to an agent location to pick up the money.

Advise them again that they will also need a government-issued ID that matches the name of the intended recipient to collect the money. Part 2. Pick your money up from a local branch.

If you are receiving your money in person, you can visit your local Western Union to pick it up. Have the money transferred to your account. If you want to receive money in your bank account, you will need to inform the sender and provide them your necessary banking information. This service may not be available in your country or with your bank. Get a Western Union prepaid card.

This card will allow you to receive money, and then use the card like a debit for purchases and payments. Once you register the card, you can log in to your Western Union account and input the MTCN to have the money loaded onto your card. You can also load money onto the card by phone. Receive money on your phone. Certain carriers in select countries allow the transfer of funds directly to a "mobile wallet" on a cell phone. See Western Union's website for more details. Lewis Business Advisor.

The limits vary per origination and destination country, your transaction history, and the method you choose to send the money online or in person. Not Helpful 15 Helpful Yes, there are fees for the Western Union money transfer services depending upon the method of ordering, the locations of the sender and recipient, and the specific service chosen. Contact a local Western Union office or visit their website to review their fees. Not Helpful 14 Helpful Include your email address to get a message when this question is answered.

Special promotions may reduce fees to send certain monetary amounts to and from certain locations or countries. Helpful 0 Not Helpful 0. Fees will vary based on the amount of money you are sending, where you are sending it to, and how you are sending it.

For example, it is cheapest to send and receive money using the Western Union website or their app. Helpful 2 Not Helpful 0. For international transfers, the exchange rate adds another element of uncertainty to the cost. Using a credit card or debit card to send cash costs more and depends upon the amount being sent.

Western Union's international transfer fees can vary widely. Credit card fees are higher. MoneyGram built its reputation on international money transfers. As of , it had nearly , payment locations worldwide. You may have to stick it out at the bus station until the next morning before your family can send you that emergency cash. The biggest drawback of any money-transfer service is the vulnerability of its customers to fraud.

A request from a stranger for payment via cash transfer is usually a fraud. Since the recipient is untraceable, it is the modern equivalent of stuffing a wad of unmarked bills into an envelope and leaving it in a public place on instructions from a stranger. Western Union. Company Profiles. Personal Finance. Your Privacy Rights.

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